1GET ORGANISED
Paying your bills on time, and ensuring that there is sufficient funds allocated to pay those bills can save you a lot of money in interest accrued on your accounts.
3GO GENERIC
Generic medicine is a public version of branded medicine. They are exactly the same pills as the expensive stuff, but won’t break the bank. Always ask your pharmacist for the generic version.
5KEEP ABOVE
THE MINIMUM
The “minimum monthly payment required” was designed by credit companies to bankrupt you! The way interest typically compounds means that only paying the minimum amount re-quired will never settle your debt. Always pay more than the amount required and save on interest and be debt-free sooner.
2CARPOOL
If you own a car, share your morning drive to work with a col-league or friend. If a colleague or friend owns a car, ask if you can carpool with them. Sharing petrol costs helps everyone get where they’re going for less.
4QUIT SMOKING
Smoking is one of the most unhealthy and expensive habits available today. A pack a day, at N$30 a pack, runs at almost N$11,000 a year… That’s the deposit on a mid-range car!
6COOK MORE
FOR LESS
Use more of the ingredients you already have when making dinner and double up those recipes. You’ll end up with food left over for later and you’ll save money on petrol to the shop as well.