Christmas time is the season to be merry, to indulge in delicious food, and enjoy an abundance of gifts, laughter and family reunions. Nevertheless, when celebrations are not accompanied by caution and financial planning (including having a comprehensive insurance policy in place), clouds of worry and questions like “is my business safe and will I Read more about INSURANCE DIVISION[…]
Risk is the possibility that an event will occur and adversely affect the achievement of objectives. Risk Management is, simply put, the process of managing risks. As part of our planning for the festive season we set objectives that we would like to achieve over the holiday period. These objectives can range from visiting family, Read more about PERSONAL RISK MANAGEMENT OVER THE FESTIVE SEASON[…]
What is a roll-over loan? A roll-over loan is a practice which gives the borrower the option to renew a loan on the date that it becomes due, without actually repaying the loan, i.e. a new loan agreement is begun, while the previous one remains active and unpaid. This practice results in the original capital Read more about MICRO-LOANS[…]
THE EFFECTS OF MEMBERS’ CLAIMS ON THE IMMEDIATE FUTURE OF THE BENEFIT STRUCTURE OF MEDICAL AID FUNDS edical aid funds are need to be settled out of the fund’s reserves. • visit healthcare providers; based on the principle Measures to increase reserve levels reduced by Contracting with managed care organisations of solidarity; members to ensure Read more about MEDICAL AID[…]