{"id":42,"date":"2017-02-09T13:34:26","date_gmt":"2017-02-09T13:34:26","guid":{"rendered":"http:\/\/localhost\/namfisa\/?page_id=42"},"modified":"2019-06-06T14:26:46","modified_gmt":"2019-06-06T14:26:46","slug":"conduct-and-compliance","status":"publish","type":"page","link":"https:\/\/www.namfisa.com.na\/conduct-and-compliance\/","title":{"rendered":"Conduct and Compliance"},"content":{"rendered":"\t\t\t\t\t\t<style>\r\n\t\t\t\t\r\n\t\t\t\t\t#tab_container_152 {\r\n\toverflow:hidden;\r\n\tdisplay:block;\r\n\twidth:100%;\r\n\tborder:0px solid #ddd;\r\n\tmargin-bottom:30px;\r\n\t}\r\n\r\n#tab_container_152 .tab-content{\r\n\tpadding:20px;\r\n\tborder: 1px solid #e6e6e6 !important;\r\n\tmargin-top: 0px;\r\n\tbackground-color:#ffffff !important;\r\n\tcolor: #000000 !important;\r\n\tfont-size:16px !important;\r\n\tfont-family: Open Sans !important;\r\n\t\r\n\t\tborder: 1px solid #e6e6e6 !important;\r\n\t}\r\n#tab_container_152 .wpsm_nav-tabs {\r\n    border-bottom: 0px solid 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(min-width: 769px) {\r\n\r\n\t#tab_container_152 .wpsm_nav-tabs > li{\r\n\t\tfloat:left !important ;\r\n\t\t\t\tmargin-right:-1px !important;\r\n\t\t\t\t\t}\r\n\t#tab_container_152 .wpsm_nav-tabs{\r\n\t\tfloat:none !important;\r\n\t\tmargin:0px !important;\r\n\t}\r\n\r\n\t#tab_container_152 .wpsm_nav-tabs > li {\r\n\t\t\t\t\r\n\t}\r\n\t#tab_container_152 .wpsm_nav{\r\n\t\t\t}\r\n\r\n}\r\n\r\n\r\n\r\n@media (max-width: 768px) {\r\n\t#tab_container_152 .wpsm_nav-tabs > li {\r\n\t\t\t\t\r\n\t}\r\n\t#tab_container_152 .wpsm_nav{\r\n\t\t\t}\r\n}\r\n\r\n\r\n\t.wpsm_nav-tabs li:before{\r\n\t\tdisplay:none !important;\r\n\t}\r\n\r\n\t@media (max-width: 768px) {\r\n\t\t\t\t\r\n\t\t\t\t\t\r\n\t\t\t#tab_container_152 .wpsm_nav-tabs  li  a  i{\r\n\t\t\t\tdisplay: none !important;\r\n\t\t\t}\r\n\t\t\t\r\n\t\t\t\t.wpsm_nav-tabs{\r\n\t\t\tmargin-left:0px !important;\r\n\t\t\tmargin-right:0px !important; \r\n\t\t\t\r\n\t\t}\r\n\t\t\t\t#tab_container_152 .wpsm_nav-tabs > li{\r\n\t\t\tfloat:none !important;\r\n\t\t}\r\n\t\t\t\r\n\t}.wpsm_nav-tabs .active:after{content:&#039;&#039;;position:absolute;top:100%;left:50%;margin-left:-5px;width:0;height:0;\r\n    border-top: solid 5px #e6e6e6;border-left:solid 5px transparent;border-right:solid 5px transparent;}\r\n\r\n#tab_container_152 .wpsm_nav-tabs &gt; li &gt; a {padding:10px!important;}\r\n.wpsm_nav{padding-left:0px!important}\t\t\t\t<\/style>\r\n\t\t\t\t<div id=\"tab_container_152\" >\r\n\t \r\n\t\t\t\t\t<ul class=\"wpsm_nav wpsm_nav-tabs\" role=\"tablist\" id=\"myTab_152\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<li role=\"presentation\"  class=\"active\"  onclick=\"do_resize()\">\r\n\t\t\t\t\t\t\t\t<a href=\"#tabs_desc_152_1\" aria-controls=\"tabs_desc_152_1\" role=\"tab\" data-toggle=\"tab\">\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span>Mandate<\/span>\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t<\/li>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<li role=\"presentation\"  onclick=\"do_resize()\">\r\n\t\t\t\t\t\t\t\t<a href=\"#tabs_desc_152_2\" aria-controls=\"tabs_desc_152_2\" role=\"tab\" data-toggle=\"tab\">\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span>Acts<\/span>\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t<\/li>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<li role=\"presentation\"  onclick=\"do_resize()\">\r\n\t\t\t\t\t\t\t\t<a href=\"#tabs_desc_152_3\" aria-controls=\"tabs_desc_152_3\" role=\"tab\" data-toggle=\"tab\">\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span>Directives and Circulars<\/span>\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t<\/li>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<li role=\"presentation\"  onclick=\"do_resize()\">\r\n\t\t\t\t\t\t\t\t<a href=\"#tabs_desc_152_4\" aria-controls=\"tabs_desc_152_4\" role=\"tab\" data-toggle=\"tab\">\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span>Regulations<\/span>\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t<\/li>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<li role=\"presentation\"  onclick=\"do_resize()\">\r\n\t\t\t\t\t\t\t\t<a href=\"#tabs_desc_152_5\" aria-controls=\"tabs_desc_152_5\" role=\"tab\" data-toggle=\"tab\">\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span>Public Notices<\/span>\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t<\/li>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<li role=\"presentation\"  onclick=\"do_resize()\">\r\n\t\t\t\t\t\t\t\t<a href=\"#tabs_desc_152_6\" aria-controls=\"tabs_desc_152_6\" role=\"tab\" data-toggle=\"tab\">\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span>Registration Requirements<\/span>\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t<\/li>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<li role=\"presentation\"  onclick=\"do_resize()\">\r\n\t\t\t\t\t\t\t\t<a href=\"#tabs_desc_152_7\" aria-controls=\"tabs_desc_152_7\" role=\"tab\" data-toggle=\"tab\">\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t<span>Registered Entities<\/span>\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t<\/li>\r\n\t\t\t\t\t\t\t\t\t\t\t <\/ul>\r\n\r\n\t\t\t\t\t  <!-- Tab panes -->\r\n\t\t\t\t\t  <div class=\"tab-content\" id=\"tab-content_152\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t <div role=\"tabpanel\" class=\"tab-pane  in active \" id=\"tabs_desc_152_1\">\r\n\t\t\t\t\t\t\t\t<strong>Who we are<\/strong>\r\n<p>Our mission is to promote a safe and stable environment for borrowers of Microlending entities, so that obligations of all stakeholders are met when due through our commitment, professionalism and teamwork.<\/p>\r\n\r\n<strong>What we do<\/strong>\r\n<ul>\r\n \t<li>Monitor compliance with the Usury Act<\/li>\r\n \t<li>Monitor Compliance with Prudential guidelines<\/li>\r\n<\/ul>\r\nEnforcement\r\n<ul>\r\n \t<li>On-Site inspections<\/li>\r\n<\/ul>\r\nOff-site analysis\r\n<ul>\r\n \t<li>Issue of Directives, circulars and information circulars<\/li>\r\n<\/ul>\t\t\t\t\t\t <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t <div role=\"tabpanel\" class=\"tab-pane \" id=\"tabs_desc_152_2\">\r\n\t\t\t\t\t\t\t\t<div class='hidden json-documents-data'>[{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/Microlending-Act-No.-7-of-2018.pdf\",\"title\":\"Microlending Act No. 7 of 2018\",\"size\":\"330.37 KB\",\"date\":\"October 21, 2019\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/Final-Standards-Gazetted_12-Sept.-_19.pdf\",\"title\":\"Microlending Act\",\"size\":\"354.13 KB\",\"date\":\"October 3, 2019\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2019\\\/05\\\/6912-Gen-N129_New-Standards-issued-1.pdf\",\"title\":\"New Standards issued\",\"size\":\"470.70 KB\",\"date\":\"May 24, 2019\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2017\\\/03\\\/USURY-ACT-73-OF-1968.pdf\",\"title\":\"USURY ACT 73 OF 1968\",\"size\":\"239.16 KB\",\"date\":\"April 6, 2017\",\"content\":\"\"}]<\/div>\t\t\t\t\t\t <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t <div role=\"tabpanel\" class=\"tab-pane \" id=\"tabs_desc_152_3\">\r\n\t\t\t\t\t\t\t\t<div class='hidden json-documents-data'>[{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/MICROLENDING-STANDARD-ML.S.6-8133-Gen-N399-17-Jul-2023.pdf\",\"title\":\"MICROLENDING STANDARD ML.S.6 #8133-Gen N399 (17 Jul 2023)\",\"size\":\"202.46 KB\",\"date\":\"July 21, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/CIRCULAR-NAMFISA-MICROLENDING-STANDARD-ML.S.6-20-Jul-23-1.pdf\",\"title\":\"CIRCULAR NAMFISA &#8211; MICROLENDING STANDARD ML.S.6 (20 Jul 23)\",\"size\":\"280.63 KB\",\"date\":\"July 21, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/GG-8068-Gen-N-180-DRAFT-PROPOSED-STANDARD-UNDER-THE-MICROLENDING-ACT_-2018-MLS6.pdf\",\"title\":\"Draft proposed standard under the microlending act, 2018\",\"size\":\"205.94 KB\",\"date\":\"April 27, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/CIRCULAR-MICROLENDING-STANDARD-MLS.-6.pdf\",\"title\":\"Circular &#8211; Microlending Standard 6\",\"size\":\"283.33 KB\",\"date\":\"April 27, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2021\\\/07\\\/Circular_-Bills-VM-update-2021-v2.pdf\",\"title\":\"Circular_ Bills  VM update 2021 v2\",\"size\":\"513.25 KB\",\"date\":\"July 6, 2021\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/6994-Gen-N362.pdf\",\"title\":\"Government Gazette &#8211; Namibia Financial Institutions Supervisory Authority: Standards under the Microlending Act, 2018\",\"size\":\"358.38 KB\",\"date\":\"September 23, 2019\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/Section-11-Registration-Form.pdf\",\"title\":\"APPLICATION FOR REGISTRATION AS A MICROLENDER\\\/PURCHASE\\\/AMALGAMATION\\\/TRANSFER OF MICROLENDING BUSINESS\",\"size\":\"337.30 KB\",\"date\":\"September 23, 2019\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/Circular_Re-registration-with-NAMFISA_200920191.pdf\",\"title\":\"Microlenders registered under the Exception Notice to Re-register with NAMFISA\",\"size\":\"813.64 KB\",\"date\":\"September 23, 2019\",\"content\":\"\"}]<\/div>\t\t\t\t\t\t <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t <div role=\"tabpanel\" class=\"tab-pane \" id=\"tabs_desc_152_4\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t <div role=\"tabpanel\" class=\"tab-pane \" id=\"tabs_desc_152_5\">\r\n\t\t\t\t\t\t\t\t<div class='hidden json-documents-data'>[{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/1-PUBLIC-NOTICE_AUTOCASH_QUICKBUCKS_MAY2024.pdf\",\"title\":\"PUBLIC NOTICE: CAUTIONARY NOTICE REGARDING (QUICK BUCKS INVESTMENTS CC AND STELLAR GROUP PTY LTD)\",\"size\":\"166.33 KB\",\"date\":\"May 22, 2024\",\"content\":\"\"}]<\/div>\t\t\t\t\t\t <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t <div role=\"tabpanel\" class=\"tab-pane \" id=\"tabs_desc_152_6\">\r\n\t\t\t\t\t\t\t\t<div class='hidden 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Microlending Standard 6 (2023)\",\"size\":\"202.46 KB\",\"date\":\"July 21, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/9.-Microlenders-Annual-Renewal-Form-2023.pdf\",\"title\":\"9. Microlenders Annual Renewal Form (2023)\",\"size\":\"747.62 KB\",\"date\":\"July 21, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/1.-Checklist-Microlenders.pdf\",\"title\":\"1. Checklist &#8211; Microlenders\",\"size\":\"213.28 KB\",\"date\":\"June 22, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/2.-NAMFISA-ERS-Nomination-Form.pdf\",\"title\":\"2. NAMFISA ERS Nomination Form\",\"size\":\"134.83 KB\",\"date\":\"June 22, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/3.-Application-for-Registration-as-a-Microlender.pdf\",\"title\":\"3. Application for Registration as a Microlender\",\"size\":\"335.42 KB\",\"date\":\"June 22, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-word-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/4.-AML-Compliance-Program-Template.docx\",\"title\":\"4. AML Compliance Program Template\",\"size\":\"34.03 KB\",\"date\":\"June 22, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-word-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/5.-FIC-Registration-Form.docx\",\"title\":\"5. FIC &#8211; Registration Form\",\"size\":\"94.73 KB\",\"date\":\"June 22, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-word-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/6.-Standard-Loan-Agreement-Template.docx\",\"title\":\"6. Standard-Loan-Agreement Template\",\"size\":\"38.20 KB\",\"date\":\"June 22, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/7.-Microlending-Act-2018_31-July-2018.pdf\",\"title\":\"7. Microlending Act 2018_31 July 2018\",\"size\":\"330.35 KB\",\"date\":\"June 22, 2023\",\"content\":\"\"},{\"icon\":\"fa-file-pdf-o\",\"url\":\"https:\\\/\\\/www.namfisa.com.na\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/8.-Microlending-Standards-1-and-2.pdf\",\"title\":\"8. Microlending Standards 1 and 2\",\"size\":\"358.38 KB\",\"date\":\"June 22, 2023\",\"content\":\"\"}]<\/div>\t\t\t\t\t\t <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t <div role=\"tabpanel\" class=\"tab-pane \" id=\"tabs_desc_152_7\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<style>\r\n\t\t\t\t\r\n\t\t\t\t\t#tab_container_23753 {\r\n\toverflow:hidden;\r\n\tdisplay:block;\r\n\twidth:100%;\r\n\tborder:0px solid #ddd;\r\n\tmargin-bottom:30px;\r\n\t}\r\n\r\n#tab_container_23753 .tab-content{\r\n\tpadding:20px;\r\n\tborder: 1px solid #e6e6e6 !important;\r\n\tmargin-top: 0px;\r\n\tbackground-color:#ffffff !important;\r\n\tcolor: #000000 !important;\r\n\tfont-size:14px !important;\r\n\tfont-family: Open Sans !important;\r\n\t\r\n\t\tborder: 1px solid #e6e6e6 !important;\r\n\t}\r\n#tab_container_23753 .wpsm_nav-tabs {\r\n    border-bottom: 0px solid #ddd;\r\n}\r\n#tab_container_23753 .wpsm_nav-tabs > li.active > a, #tab_container_23753 .wpsm_nav-tabs > li.active > a:hover, #tab_container_23753 .wpsm_nav-tabs > li.active > a:focus {\r\n\tcolor: #757575 !important;\r\n\tcursor: default;\r\n\tbackground-color: #ffffff !important;\r\n\tborder: 1px solid #e6e6e6 !important;\r\n}\r\n\r\n#tab_container_23753 .wpsm_nav-tabs > li > a {\r\n    margin-right: 0px !important; \r\n    line-height: 1.42857143 !important;\r\n    border: 1px solid #a9893d !important;\r\n    border-radius: 0px 0px 0 0 !important; \r\n\tbackground-color: #bc9c50 !important;\r\n\tcolor: #ffffff !important;\r\n\tpadding: 15px 18px 15px 18px !important;\r\n\ttext-decoration: none !important;\r\n\tfont-size: 14px !important;\r\n\ttext-align:center !important;\r\n\tfont-family: Open Sans !important;\r\n}\r\n#tab_container_23753 .wpsm_nav-tabs > li > a:focus {\r\noutline: 0px !important;\r\n}\r\n\r\n#tab_container_23753 .wpsm_nav-tabs > li > a:before {\r\n\tdisplay:none !important;\r\n}\r\n#tab_container_23753 .wpsm_nav-tabs > li > a:after {\r\n\tdisplay:none !important ;\r\n}\r\n#tab_container_23753 .wpsm_nav-tabs > li{\r\npadding:0px !important ;\r\nmargin:0px;\r\n}\r\n\r\n#tab_container_23753 .wpsm_nav-tabs > li > a:hover , #tab_container_23753 .wpsm_nav-tabs > li > a:focus {\r\n    color: #ffffff !important;\r\n    background-color: #bc9c50 !important;\r\n\tborder: 1px solid #a9893d !important;\r\n\t\r\n}\r\n#tab_container_23753 .wpsm_nav-tabs > li > a .fa{\r\n\r\nmargin-right:5px !important;\r\n\r\nmargin-left:5px !important;\r\n\r\n\r\n}\r\n\r\n\t\t#tab_container_23753 .wpsm_nav-tabs a{\r\n\t\t\tbackground-image: none;\r\n\t\t\tbackground-position: 0 0;\r\n\t\t\tbackground-repeat: repeat-x;\r\n\t\t}\r\n\t\t\t\r\n\r\n\r\n#tab_container_23753 .wpsm_nav-tabs > li {\r\n    float: left;\r\n    margin-bottom: -1px !important;\r\n\tmargin-right:0px !important; 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